Property Buying Guide

Complete Guide toBuying Property in Dubai

Complete guide to buying property in Dubai with expert tips, buying process, legal requirements, and comprehensive guide for property buyers.

Property Buying Process

Complete step-by-step process from property search to key handover

Step 1

Property Search & Research

Define your requirements, budget, and preferred locations

Set your budget and financing options

Choose preferred areas and property types

Research market prices and trends

Identify must-have features and amenities

Step 2

Property Viewing & Inspection

Visit properties and conduct thorough inspections

Schedule property viewings

Check property condition and maintenance

Verify amenities and facilities

Assess neighborhood and accessibility

Step 3

Legal Verification

Verify legal documents and property ownership

Check title deed and ownership

Verify building permits and approvals

Review service charges and fees

Confirm property boundaries

Step 4

Financing & Mortgage

Secure financing and mortgage approval

Apply for mortgage pre-approval

Compare interest rates and terms

Prepare required documentation

Complete loan application process

Step 5

Negotiation & Agreement

Negotiate price and terms with seller

Submit offer and negotiate price

Agree on payment terms and timeline

Sign Memorandum of Understanding (MOU)

Arrange property valuation

Step 6

Final Purchase & Transfer

Complete purchase and property transfer

Sign Sale and Purchase Agreement (SPA)

Complete payment and transfer fees

Receive keys and property handover

Required Documents

Complete list of documents required for property purchase in Dubai

Personal Documents

Valid passport (minimum 6 months validity)
Emirates ID
Visa copy (if applicable)
Passport-size photographs

Financial Documents

Bank statements (6 months)
Salary certificate or income proof
No Objection Certificate (NOC) from employer
Credit report and financial statements

Property Documents

Title deed or ownership certificate
Building completion certificate
Service charge statements
Property valuation report

Property Purchase Costs

Complete breakdown of property purchase costs in Dubai

Property Registration Fee

4% of property value

Government registration fee

Real Estate Agent Commission

2% of property value

Agent service fee

Legal Fees

AED 5,000 - 15,000

Lawyer and legal documentation

Mortgage Processing Fee

0.5% of loan amount

Bank processing charges

Property Valuation

AED 2,500 - 5,000

Professional property assessment

Insurance

0.1% - 0.3% annually

Property and mortgage insurance

Ready to Start Your Property Buying Journey?

Get expert guidance and make the best decision for your property purchase in Dubai.