Property Buying Guide

Complete Guide toBuying Property in Dubai

Complete guide to buying property in Dubai with expert tips, buying process, legal requirements, and comprehensive guide for property buyers.

Property Buying Process

Complete step-by-step process from property search to key handover

Step 1

Property Search & Research

Define your requirements, budget, and preferred locations

Set your budget and financing options
Choose preferred areas and property types
Research market prices and trends
Identify must-have features and amenities
Step 2

Property Viewing & Inspection

Visit properties and conduct thorough inspections

Schedule property viewings
Check property condition and maintenance
Verify amenities and facilities
Assess neighborhood and accessibility
Step 3

Legal Verification

Verify legal documents and property ownership

Check title deed and ownership
Verify building permits and approvals
Review service charges and fees
Confirm property boundaries
Step 4

Financing & Mortgage

Secure financing and mortgage approval

Apply for mortgage pre-approval
Compare interest rates and terms
Prepare required documentation
Complete loan application process
Step 5

Negotiation & Agreement

Negotiate price and terms with seller

Submit offer and negotiate price
Agree on payment terms and timeline
Sign Memorandum of Understanding (MOU)
Arrange property valuation
Step 6

Final Purchase & Transfer

Complete purchase and property transfer

Sign Sale and Purchase Agreement (SPA)
Complete payment and transfer fees
Register property in your name
Receive keys and property handover

Required Documents

Complete list of documents required for property purchase in Dubai

Personal Documents
  • Valid passport (minimum 6 months validity)
  • Emirates ID
  • Visa copy (if applicable)
  • Passport-size photographs
Financial Documents
  • Bank statements (6 months)
  • Salary certificate or income proof
  • No Objection Certificate (NOC) from employer
  • Credit report and financial statements
Property Documents
  • Title deed or ownership certificate
  • Building completion certificate
  • Service charge statements
  • Property valuation report

Property Purchase Costs

Complete breakdown of property purchase costs in Dubai

Property Registration Fee

4% of property value

Government registration fee

Real Estate Agent Commission

2% of property value

Agent service fee

Legal Fees

AED 5,000 - 15,000

Lawyer and legal documentation

Mortgage Processing Fee

0.5% of loan amount

Bank processing charges

Property Valuation

AED 2,500 - 5,000

Professional property assessment

Insurance

0.1% - 0.3% annually

Property and mortgage insurance

Ready to Start Your Property Buying Journey?

Get expert guidance and make the best decision for your property purchase in Dubai.