How to Buy Property in Dubai as a Foreigner: A Complete Guide

Can Foreigners Buy Property in Dubai?

Yes, foreigners can buy property in designated "freehold" areas in Dubai. This grants them 100% ownership of the property and the land.

Step-by-Step Buying Process

Select a Property: Choose between off-plan (under construction) or ready properties.
Make an Offer/Reservation: Sign the MOU (Form F) or pay a booking fee.
Draft Sales Agreement: The Sales and Purchase Agreement (SPA) outlines the terms.
No Objection Certificate (NOC): The developer issues an NOC to transfer ownership.
Transfer of Ownership: Finalize the deal at the Dubai Land Department (DLD).

Costs to Consider

DLD Fee: 4% of property value (one-time).
Agent Fee: Typically 2% + VAT.
Trustee Fee: Approx AED 4,000.

Benefits

Since 1 May 2026 the Dubai Land Department sets no minimum property value for the renewable 2-year residence visa where you are the sole owner. On a joint purchase, each co-owner's share must be at least AED 400,000. From AED 2M you qualify for the 10-year Golden Visa.